I left you in Step 3 wondering where I spent a good part of my money each month. I shopped at two stores and only spent about $250 out of the $400. There are certain things that I don’t buy on my once a month shopping trips – things that I may only buy every other month or once every three or six months, depending on sales and things.
One example is whole chicken. The regular price for whole chicken at Winco is usually around $1/lb. I know that the store near my house will have whole chickens on sale for about $.69/lb every three months of so. I wait and buy three months worth when they do.
Another example is cheese. The best price on cheese is usually Costco but the closest Costco is over 45 minutes away. For me that is just too far to go for just cheese. I end up going to Costco every other month or so when I have another reason to be in that area. I buy enough cheese to last for several months, until I can get back to buy it again.
I also don’t buy regular milk – I buy bulk dry milk every 5 to 6 months. I pay about $1.70 a gallon for milk. Last time I looked, I’m saving over a dollar a gallon. With 5 boys that really adds up!
I also keep money to buy produce in the middle of the month because I can’t get by on just once a month shopping yet … I’m working on our garden though so eventually I hope to!
Your life is different than mine so take what works for you and ignore the rest. It is all about finding your balance. This is what I have done to make my life better, using the resources available to me. I hope I’ve inspired you to do the same!